Terms & Conditions

Effective Date: January 20, 2026
Last Updated: January 20, 2026

These Terms & Conditions govern your use of the Steadfast Capital LLC website, including any pages, forms, content, tools, links, or related online services provided through this website.

By accessing or using this website, you agree to these Terms & Conditions. If you do not agree, do not use this website.

Broker-Only Status

Steadfast Capital LLC operates as a mortgage broker. Steadfast Capital LLC is not a bank, depository institution, direct lender, or correspondent lender.

Loan products, pricing, underwriting decisions, approvals, conditions, and closing requirements may be provided by third-party lenders, investors, or loan providers. Availability of loan products is subject to lender guidelines, investor requirements, borrower qualifications, property eligibility, market conditions, and applicable law.

Informational Purposes Only

The information on this website is provided for general informational and educational purposes only. Website content should not be relied upon as financial, legal, tax, investment, real estate, or accounting advice.

You should consult appropriate licensed professionals regarding your specific circumstances, including legal, tax, financial, insurance, or real estate matters.

No Commitment to Lend

Nothing on this website is a commitment to lend, commitment to broker a loan, loan approval, pre-approval, rate lock, loan estimate, credit decision, or offer of specific credit terms.

All loans are subject to application, credit review, income and asset verification, collateral review, underwriting approval, lender guidelines, investor requirements, and applicable federal and state laws.

Submission of information through this website does not guarantee approval, qualification, loan terms, rates, payment amounts, closing costs, cash to close, or availability of any loan program.

Not a Loan Application Unless Expressly Stated

Submitting a contact form, booking form, mortgage strategy review request, or general inquiry through this website does not by itself create a formal loan application unless and until the required application information is submitted through an authorized application process or secure borrower portal.

General website inquiries may be used to start a conversation, evaluate preliminary options, or determine whether a formal application may be appropriate.

Rates, Payments, Fees, and Loan Scenarios

Any rates, payments, fees, loan amounts, cash-to-close estimates, refinancing comparisons, home equity examples, or loan scenarios shown on this website are for illustrative or educational purposes only unless expressly stated otherwise in a written disclosure provided for your specific loan scenario.

Actual terms may vary based on factors including, but not limited to:

Credit profile
Income and employment
Assets and reserves
Debt-to-income ratio
Property type
Occupancy
Loan purpose
Loan amount
Loan-to-value ratio
Down payment or equity position
Market conditions
Lender or investor guidelines
Taxes, insurance, HOA dues, and other costs
Applicable laws and underwriting requirements

No rate, APR, payment, fee, cost, or loan term is guaranteed unless confirmed in a written agreement or disclosure provided by the appropriate party.

Advertising and Credit Terms

Any advertised mortgage terms, if provided, are subject to applicable assumptions, disclosures, eligibility requirements, and legal restrictions. Specific credit terms are only available if actually offered by the applicable lender or investor and if the borrower, property, and transaction qualify.

Steadfast Capital LLC does not guarantee that any advertised or discussed loan option will be available to every borrower.

Mortgage Strategy Reviews

A Free Mortgage Strategy Review is an informational consultation designed to help discuss possible mortgage options, loan structures, payment considerations, cash-to-close estimates, refinance options, home equity strategies, purchase planning, or second-opinion scenarios.

A Mortgage Strategy Review is not a loan approval, underwriting decision, rate lock, commitment to lend, or guarantee of loan terms.

Communications Consent

By submitting information through this website, including a contact form, booking form, quote request, mortgage strategy review request, or similar online form, you authorize Steadfast Capital LLC and its representatives to contact you using the contact information you provide, including by phone, text message, or email, regarding your inquiry, requested service, mortgage options, loan scenario, application, or related services.

Message and data rates may apply. You may opt out of text messages by replying STOP and may request help by replying HELP or by contacting us directly.

Where required by law, marketing text messages, automated calls, prerecorded calls, or promotional communications will be sent only with appropriate consent. Consent to receive marketing communications is not required as a condition of obtaining services.

No Sensitive Document Submission Through General Website Forms

Do not submit sensitive documents, full Social Security numbers, tax returns, paystubs, bank statements, identification documents, account numbers, or other confidential financial records through general website forms, text message, or unsecured email.

If sensitive documents are needed, Steadfast Capital LLC will direct you to a secure document collection method or borrower portal.

Electronic Communications

By using this website or contacting Steadfast Capital LLC electronically, you consent to receive communications electronically where permitted by law. Electronic communications may include emails, text messages, website notices, online forms, disclosures, reminders, and related messages.

Certain mortgage-related disclosures may require additional consent, delivery methods, or acknowledgment depending on the stage of the transaction and applicable law.

Equal Housing Opportunity

Steadfast Capital LLC supports Equal Housing Opportunity.

Steadfast Capital LLC does not discriminate on the basis of race, color, religion, national origin, sex, marital status, familial status, disability, age, income from public assistance, military or veteran status, sexual orientation, gender identity, gender expression, ancestry, citizenship, immigration status, primary language, or any other basis prohibited by applicable federal, state, or local law.

California Licensing

Steadfast Capital LLC provides mortgage brokerage services pursuant to applicable licensing and regulatory requirements.

Loans made or arranged pursuant to a California Financing Law license.

The availability of services may be limited by state licensing, loan program availability, lender eligibility, property location, borrower qualifications, and applicable law. This website is not intended as a solicitation for mortgage services in any jurisdiction where Steadfast Capital LLC is not licensed or otherwise authorized to conduct business.

Third-Party Lenders, Vendors, and Platforms

Steadfast Capital LLC may work with third-party lenders, investors, loan origination platforms, credit providers, pricing engines, document providers, technology vendors, scheduling platforms, CRM systems, marketing tools, analytics providers, and other service providers.

Steadfast Capital LLC is not responsible for the acts, omissions, policies, underwriting decisions, pricing, availability, website content, privacy practices, or security practices of third parties except as required by applicable law.

Third-Party Links

This website may contain links to third-party websites, including lender websites, government websites, NMLS Consumer Access, social media pages, scheduling tools, analytics tools, maps, articles, videos, or other external resources.

Third-party links are provided for convenience only. Steadfast Capital LLC does not control and is not responsible for third-party websites, content, availability, accuracy, security, accessibility, or privacy practices.

Website Availability

Steadfast Capital LLC does not guarantee that this website will be uninterrupted, error-free, secure, current, or available at all times. Website content may be changed, removed, updated, or discontinued at any time without notice.

Accuracy of Information

Steadfast Capital LLC makes reasonable efforts to provide accurate and current information, but website content may contain errors, omissions, outdated information, or incomplete information. Mortgage laws, rates, guidelines, lender programs, market conditions, and business practices may change without notice.

You should not rely solely on website content when making financial or mortgage decisions.

User Conduct

You agree not to use this website to:

Submit false, misleading, or fraudulent information
Interfere with website security or functionality
Attempt to gain unauthorized access to systems or data
Copy, scrape, harvest, or misuse website content
Upload malicious code, spam, or harmful material
Violate applicable law or the rights of others
Impersonate another person or entity
Use the website for unlawful, abusive, or deceptive purposes

Intellectual Property

All website content, branding, logos, text, graphics, images, designs, layouts, videos, forms, and other materials are owned by or licensed to Steadfast Capital LLC unless otherwise stated.

You may not copy, reproduce, modify, distribute, display, sell, publish, or use website content for commercial purposes without prior written permission from Steadfast Capital LLC.

Privacy

Your use of this website is also governed by the Steadfast Capital LLC Privacy Policy. The Privacy Policy explains how information may be collected, used, disclosed, and protected.

No Professional Relationship Created by Website Use

Use of this website, submission of a general inquiry, or review of website content does not by itself create a broker-client relationship, fiduciary relationship, lender-borrower relationship, advisory relationship, or any other professional relationship.

A professional relationship, if any, begins only after Steadfast Capital LLC agrees to provide services and applicable requirements are satisfied.

Limitation of Liability

To the fullest extent permitted by law, Steadfast Capital LLC and its owners, officers, employees, contractors, representatives, vendors, and affiliates are not liable for any direct, indirect, incidental, consequential, special, punitive, or other damages arising from or related to your use of this website, reliance on website content, inability to access the website, third-party links, technical issues, or submission of information through the website.

Some jurisdictions do not allow certain limitations of liability, so some limitations may not apply to you.

No Warranty

This website and its content are provided “as is” and “as available.” Steadfast Capital LLC makes no warranties or representations, express or implied, regarding the website, website content, availability, accuracy, completeness, security, or suitability for any particular purpose.

Indemnification

You agree to indemnify and hold harmless Steadfast Capital LLC and its owners, officers, employees, contractors, representatives, vendors, and affiliates from any claims, damages, liabilities, losses, costs, or expenses arising from your misuse of the website, violation of these Terms & Conditions, violation of applicable law, or submission of false or misleading information.

Changes to These Terms

Steadfast Capital LLC may update these Terms & Conditions from time to time. Updates will be posted on this page with a revised effective date or last updated date. Continued use of this website after updates are posted means you accept the revised Terms & Conditions.

Governing Law

These Terms & Conditions are governed by the laws of the State of California, without regard to conflict of law principles, except where federal law applies.

Contact

For questions about these Terms & Conditions, contact:

Steadfast Capital LLC
NMLS #2821416
California DFPI CFL Broker License #60DBO-217563
Luke R. Swardstrom | NMLS #2675105
Email: luke@gosteadfastcapital.com